Published on: 2026-03-06

All capitalized terms used in this Risk Disclosure Statement that are defined in our User Agreement (the “User Agreement”, which is available at https://www.gate.com/en-bs/legal/user-agreement), have the same meaning and construction as in the User Agreement.

In line with our commitments to compliance and user protection, this Risk Disclosure Statement provides you with information about some of the key risks associated with the Services.Each Service has its own distinct risks.This Risk Disclosure Statement provides a general description of some of the risks that may arise when you use the Services.

This Risk Disclosure Statement does not explain all of the risks or how such risks relate to your personal circumstances.It is important that you fully understand the risks involved before making a decision to use the Services and you should also read the relevant terms applicable to the specific Service.By using the Services and entering into any transactions, you agree that you assume all of the related risks.Especially, trading in Digital Assets involves significant financial risks and may result in the total loss of your investment.You acknowledge and understand the possibility of such risks occurring.

No Personal Advice

1. We do not provide personal advice in relation to Services.We sometimes provide factual information, information about transaction procedures and information about the potential risks.However, any decision to use the Services is made by you.No communication or information provided to you by Gate Bahamas is intended as, or shall be considered, or construed as, investment advice, financial advice, trading advice, or any other sort of advice.You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance.

No Monitoring

2. Gate Bahamas is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with any trades or other decisions or activities undertaken by you using our Services.We do not monitor whether your use of Gate’s Services is consistent with your financial goals and objectives.It is up to you to assess whether any activity that you engage in through the Services is appropriate given your financial position and risk appetite.

No Tax, Regulatory or Legal Advice

3. You have sole responsibility for determining what taxes you might be liable to, how and when they apply, and meeting such tax obligations, when transacting through the Services.It is your responsibility to report and pay any taxes that may arise from entering into a transaction by using the Services, and you acknowledge that Gate Bahamas does not provide legal or tax advice in relation to these transactions.If you have any doubts about your tax status or obligations when using the Services, or with respect to the Digital Assets held to the credit of your Gate Bahamas Account, you are encouraged to seek independent advice.

4. You acknowledge that, when, where and as required by applicable laws, Gate Bahamas shall report information regarding your transactions, transfers, distributions or payments to tax or other public authorities.Similarly, when, where and as required by applicable laws, Gate Bahamas shall withhold taxes related to your transactions, transfers, distributions or payments.Applicable laws could also prompt Gate Bahamas to request that you provide additional tax information, status, certificates or documentation or other information.You acknowledge that failure to comply with these requests within the specified timeframe, may result in taxes withheld by Gate Bahamas, to be remitted to tax authorities as defined by applicable laws.You are encouraged to seek professional and personal tax advice regarding the above; and before entering into any transaction.

Market Risks

5. An investment in Digital Assets carries significant risk.The value of an investment and any returns can go up or down, and you may lose all or part of your investment and not get back the amount you had invested.If you are new to Digital Assets, consider investing only a small amount.Only invest what you can afford to lose.It is important to do your own research to understand the risks of investing in Digital Assets.

6. Digital Asset trading is speculative, prices are volatile and market movements are difficult to predict.Supply and demand for Digital Assets can change rapidly without warning and can be affected by a variety of factors which may not be predictable, including regulation, general economic trends and developments in the Digital Asset ecosystem.All investments in Digital Assets carry the risk of loss.

7. Past performance is not an indicator of future performance.Gate Bahamas does not in any way guarantee or provide any assurance about the performance or market price of Digital Assets or products available through the Services.

8. The Digital Asset industry is subject to systemic and systematic risk.Systemic and systematic risks are both threats to the Digital Asset markets and economy, but the cause of these risks and the approaches for managing them are different.Systemic risk is the risk that a company or industry-level risk could trigger a major collapse.Systematic risk is the risk inherent to the entire market, which can be economic, sociopolitical, technological, or natural in origin.These risks can affect the prices of Digital Assets.

9. Blockchain technology is a relatively new technology that is evolving rapidly and is likely to be subject to continued technological development.The future development and growth of the Digital Asset industry is subject to a variety of factors that are difficult to predict and evaluate.Similarly, the sustainability of Digital Asset networks may also be affected by a range of different factors.All such factors may impact the value of a Digital Asset.Please note that any blockchain may be subject to hacking incidents or service interruptions, and any losses arising therefrom shall not be attributable to the Company.

10. Negative perceptions about Digital Assets may reduce the confidence of investors in the industry and result in greater volatility of the prices in Digital Assets, including possibly a significant depreciation in value.Any events that trigger negative publicity in respect of Digital Asset markets may therefore have an adverse impact on the value of any investment in Digital Assets.

Liquidity risk

11. Digital Asset prices on the secondary market are driven by supply and demand and may be highly volatile.Digital Assets may have limited liquidity which may make it difficult or impossible for you to sell or exit a position when you wish to do so.This may occur at any time, including at times of rapid price movements.

Availability Risk

12. While we aim to deliver a seamless user experience, we cannot guarantee that the Services will be available at any particular time or that Services will not be subject to unplanned service outages or network congestion.It may not be possible for you to buy, sell, transfer, send or receive Digital Assets when you wish to do so.

13. There are legal requirements in various countries which may restrict the products and services that Gate Bahamas can lawfully provide.Accordingly, some products and services and/or certain functionality within the Platform, including, but not limited to fiat services, may not be available, or may be restricted in certain jurisdictions or regions or to certain users.Additionally, any Gate Bahamas campaigns, user competitions or other promotions will not be open to (and are not targeted at or intended for) users to whom restrictions apply.Users are responsible for informing themselves about, and observing any restrictions and/or requirements imposed with respect to, the access, to and use of the Platform, and the Services in each jurisdiction from which the Platform and the Services are accessed by or on behalf of the user.Gate Bahamas reserves the right to modify such restrictions or impose additional restrictions with respect to the access to and use of the Platform and/or the Services from time to time in its sole discretion without notification.

Third Party Risk

14. Third parties, such as payment providers, custodians, and banking partners may be involved in the provision of Services.You may be subject to the terms & conditions of these third parties.Unless expressly provided otherwise, Gate Bahamas will not be responsible for any loss that may be incurred by you as a result of or arising from the services provided by such third parties.

Security Risk

15. The nature of Digital Assets inherently exposes them to an increased risk of cyberattack.While Gate Bahamas uses all reasonable efforts to safeguard Digital Assets and protect the Platform from cyberattack, it is not possible for any exchange to eliminate security risks entirely.There can be no guarantee that the systems in place to mitigate cybersecurity threats will always be effective to prevent improper access to the Platform and Digital Assets.

16. You are responsible for keeping your Gate Bahamas Account information safe, and you shall be responsible for all the transactions under your Gate Bahamas Account, whether you authorized them or not.Transactions in Digital Assets may be irreversible, and losses due to fraudulent or unauthorized transactions may not be recoverable.

Risks related to Digital Assets

17. Given the nature of Digital Assets and their underlying technologies, there are a number of intrinsic risks, including but not limited to:

(1) faults, defects, hacks, exploits, errors, protocol failures or unforeseen circumstances occurring in respect of a Digital Asset or the technologies or economic systems on which the Digital Asset rely;

(2) transactions in Digital Assets being irreversible.Consequently, losses due to fraudulent or accidental transactions may not be recoverable;

(3) technological developments leading to the obsolescence of a Digital Asset;

(4) network delays causing transactions to not be settled on the scheduled delivery date;

(5) attacks on the protocol or technologies on which a Digital Asset depends;

(6) a hard fork may occur if Digital Asset developers suggest changes to a particular Digital Asset software and the updated software is not compatible with the original software and a sufficient number (but not necessarily a majority) of users and minors elect not to migrate to the updated software.This would result in two versions of the Digital Asset networks running in parallel, resulting in a split of the underlying blockchain.Such a split may affect the Digital Asset network and could impact the demand for of the Digital Asset, which may could adversely impact its price;

(7) certain addresses on the blockchain networks hold a significant amount of the currently outstanding asset on that network.If one of these addresses were to exit their positions, this may result in volatility that could adversely affect the price of that asset;

(8) if anyone gains control of over 51% of the computing power (hash rate) on used by a blockchain network, they could use their majority share to double spend their Digital Assets.While the likelihood of this happening is in widely adopted networks is low, the risk of this occurring for networks with wider adoption is remote, if such a successful “51% attack” were to be successful, this would significantly erode the trust in public blockchain networks (like Bitcoin and Ethereum) as secure to stores of value and mediums serve as a means of exchange, which may significantly decrease the value of Digital Assets;

(9) Digital Assets are subject to the risk of fraud or cyber-attacks;

(10) Digital Assets purchased and held in an account with Gate Bahamas are not covered by any external investor compensation, customer asset protection, deposit protection, insurance or other similar schemes; and

(11) new risks may arise from investing in new types of Digital Assets or market participants’ engagement in more complex transaction strategies.Digital Assets and the Digital Asset market is subject to speculative interest, rapid price swings and uncertainty.

Monitoring Risks

18. Digital Asset markets are open 24 hours a day, 7 days a week.Rapid price changes may occur at any time, including outside of normal business hours.

Communication Risks

19. When you communicate with us via electronic communication, you should be aware that electronic communications can fail, can be delayed, may not be secure and/or may not reach the intended destination.

Currency

20. Currency exchange fluctuations may impact your gains and losses.

Legal and Regulatory Risks

21. Most Digital Assets operate without a central authority and are generally not backed by any government or authority.Changes in laws and regulations may materially affect the value of Digital Assets.This risk is unpredictable and may vary from market to market.

22. Further, Digital Assets may not be considered “property” under applicable laws in some jurisdictions.This may affect the nature and enforceability of your interest in the Digital Assets.

23. Legislative and regulatory changes may adversely affect or restrict (as applicable) the use, transfer, exchange and value of Digital Assets, as well as the provision of the Services in certain jurisdictions.Legislative and regulatory changes may occur quickly and without prior notice.

Risks of Simple Earn Products

24. To the extent that simple earn assets deposited by users are loaned to Gate Bahamas affiliates or other clients, including under margin and loan products, these loaned assets are subject to the risk that the borrowing party will be unable or unwilling to repay the borrowed assets.Gate Bahamas takes various precautions to minimize this counterparty risk of borrowers defaulting, including (a) conducting due diligence on prospective borrowers under margin and loan products and (b) requiring borrowers under margin and loan products to provide collateral as security for the repayment obligation.In addition, a vast majority of the loans and margin loans that are funded by simple earn assets are overcollateralized, meaning that the borrowing client is required to provide collateral having a value that is greater than the amount of the loan.

25. Gate Bahamas’s ability to return your simple earn assets may be adversely affected or delayed if a significant number of borrowers (including under margin and loan products) default on the obligation to repay borrowed assets to Gate Bahamas, the collateral held by or for the benefit of Gate Bahamas is insufficient to cover the outstanding loan amount and outstanding debts cannot be recovered from the insurance fund.

26. In extreme and exceptional circumstances, Gate Bahamas may have insufficient liquid assets readily available to satisfy requests to redeem simple earn assets in a timely manner as a result of various different other factors including, without limitation, concentrated exposure to the performance of a particular Digital Asset, a particular borrowing client or a particular depositor.Gate Bahamas has processes in place to monitor and minimize liquidity risk and concentration risk.

27. Digital Assets that are deployed in on-chain staking will be subject to a number of risks, including the risk of protocol penalties (known as “slashing”) which result in the forfeiture of some or all of the Digital Assets that are staked.Slashing is designed to discourage network validators from engaging in dishonest, malicious or other inappropriate activity and may occur due to errors in smart contracts, misbehavior of validators, or mistakes during block production.Slashing is very rare.For example, only 0.04% of the over 500,000 Ethereum validators ever experienced a slashing event, according to data from February 2023.In some rare situations it is possible you could lose some or all of your Staked Assets.This would include situations where slashing is the result of a hack, your own actions or other extreme events.

28. Gate Bahamas may run promotional campaigns from time to time that are sponsored by partner projects including short-term simple earn product offerings with higher APRs to benefit users.These higher rates may be temporary, and you should consider whether the relevant offer still meets your needs once the interest rate reverts to its normal level when the promotion period expires.Please note that short‑term Simple Earn products offering higher APRs are not capital‑guaranteed products.Your principal may still be subject to loss due to factors such as hacking incidents affecting any third party involved in the promotional campaign, market crashes, or other adverse events.

29. Although Gate Bahamas takes all reasonable precautions to minimize the risks described in this Risk Disclosure Statement, and to safeguard the return of simple earn assets to users in accordance with applicable Product Terms, in extreme and exceptional circumstances Gate Bahamas may not have sufficient assets readily available to return simple earn assets to users in a timely manner.This could result in users losing some or all of their simple earn assets or experiencing a delay in the return of all or some simple earn assets to users.These exceptional circumstances could arise, for example, following a catastrophic hack or technical failure, a significant number of borrowers to whom loans have been granted under margin and loan products defaulting at the same time, extreme market volatility, network delays or disruptions, systemic risk or other black swan events that affect the cryptocurrency market as a whole.

Risks of ETH Staking

30. Staking involves a risk of protocol penalties, also known as “slashing”, designed to disincentive dishonest and malicious validator activity, where some or all of a validator’s staked Digital Assets are forfeited as a penalty.Slashing can occur due to errors in smart contracts, misbehavior of validators, or mistakes during block production.Slashing is very rare, with only 0.04% of the over 500,000 Ethereum validators ever experiencing a slashing event, according to data from February 2023.In some rare situations it is possible you could lose some or all of your Staked Assets.This would include situations where slashing is the result of a hack, your own actions or other extreme events.

31. Staking rewards are calculated based on the variable reward rate and each user’s amount of staked assets.The variable reward rate is determined by Gate Bahamas in its discretion, based on the on-chain rewards and the commission fee charged by Gate Bahamas, each of which may change from time to time.All on-chain rewards will be retained by Gate Bahamas and participants in ETH staking will only receive the staking rewards, which may be more or less than the amount of on-chain rewards.

32. Users may not be able to redeem the entirety of their staked assets in a single redemption request and may be required to submit multiple redemption requests over a period of time.Due to the processing limitations on the Ethereum network, redemptions are subject to the redemption pool and each user’s daily redemption quota.The redemption pool is the total amount of ETH that Gate Bahamas has unstaked and is available each day to satisfy requests for the redemption of staked assets.The daily redemption quota is the maximum amount of staked assets that each user can request for redemption each day.Both the redemption pool, the daily redemption quota and the anticipated the processing times may change from time to time.

33. Gate Bahamas does not guarantee that you will receive staking rewards at the variable staking rate shown at the time you subscribe.The variable staking rate will change from time to time and may fluctuate up or down from the rate applicable at the time of subscription.Any representation concerning possible returns at the time you subscribe is an estimate only and not guaranteed; and based on the variable staking rate at the relevant time, which may change.

34. Redeeming staked assets takes time and the actual processing time may vary.Delivery of ETH following a redemption request could be subject to additional delay in various circumstances including, without limitation, extreme market volatility, network delays and outages, validator or protocol failure, or other unanticipated events.There is no guaranteed timeframe for completion of redemption.Because cryptocurrency prices can be highly volatile, there is a risk that the market price of ETH could be significantly higher or lower by the time the redemption request is completed, and users will be unable to dispose of their staked assets while a redemption request is being processed.In addition, in rare or extreme situations, it is possible that the value of your staked assets or staking rewards may drop to zero.

35. Gate Bahamas does not guarantee uninterrupted or error-free operation of the ETH staking services or that it will correct all defects or prevent disruptions or unauthorized access.Gate Bahamas may suspend or discontinue the ETH staking services in its sole discretion at any time.If there is any disruption, suspension or discontinuance of the ETH staking services, any staked assets may stop generating staking rewards and you may not receive any (and you may forfeit all or some) staking rewards.Gate Bahamas has no liability or responsibility for and expressly disclaims any loss, liability or damage that users may incur directly or indirectly in connection with the ETH staking services, including without limitation loss, liability or damage arising directly or indirectly from interruptions, errors or defects in the ETH staking services, third party disruptions of or unauthorized access to the ETH staking services and any suspension or discontinuance of the ETH staking services.

Risk of Trading Using Leverage

36. Trading using leverage entails significant risk and it is important that you fully understand the risks involved in trading Digital Assets using leverage.

37. A relatively small market movement will have a proportionately larger impact on the leveraged funds you have deposited or will have to deposit.This may work against you as well as for you.You may sustain a total loss of initial margin funds, and, in exceptional circumstances, any additional funds deposited with Gate Bahamas to maintain your position.If the market moves against your position or margin levels are increased, you may be called upon to pay substantial additional funds on short notice to maintain your position.If you fail to comply with a request for additional funds within the time prescribed, your position may be liquidated at a loss and you may, in exceptional circumstances, be liable for any resulting deficit.

Risk of Trading Futures

38. Futures are complex leveraged products and may not be suitable for inexperienced investors.Before investing, investors must understand the nature and accept the risks of futures products, including extreme price volatility of Digital Asset futures, and the risk that the value of a Digital Asset futures position may decline rapidly and significantly, including to zero.While Digital Asset futures amplify the potential profit of trading in Digital Assets, it also amplifies the risk of loss.All the risks relating to the underlying Digital Assets may be magnified in Digital Asset futures because of the use of leverage.

39. The risk of loss is substantial.In volatile market conditions, the price of Digital Assets, and therefore the price of Digital Asset futures, may decline significantly in a short period of time, including to zero.An investor in Digital Asset futures must be prepared and able to bear the loss of the entirety of their investment.

40. You should not invest any amount that you cannot afford to lose.You are strongly encouraged to seek independent professional advice when deciding whether Digital Asset futures products are suitable for you, having regard to your risk appetite, financial position and knowledge about Digital Assets.

41. When trading futures, it is your responsibility:

(1) To familiarize yourself with Digital Assets and futures before you start trading.

(2) To monitor your open positions and, when required, to reduce your position or deposit additional margin to avoid liquidation.

(3) Manage your exposure and not risk more than you can afford to lose.

42. When trading futures you may suffer a loss as a result of a number of factors including but not limited to the following: (i) a position in futures moving against you, for example, you hold a long position and the price of the underlying Digital Asset declines, or you hold a short position and the price of the underlying Digital Asset increases.You may lose the entirety of your investment, including all assets that you have made available as margin for the position; (ii) your profitable position may be force closed under auto-deleveraging, because one or more of the counter-parties to your profitable position has provide insufficient collateral, resulting in you not receiving some or all of the profits that you may otherwise be entitled to receive; (iii) you cannot close a futures position because there is insufficient market liquidity or demand for the other side of that trade; (iv) we are required to change parameters on the Platform such as the margin requirements; (v) there is a malfunction of the Platform, for example resulting from scheduled or unscheduled downtimes, matching system failure, database failure, cryptocurrency transfer or storage failure, failure or malfunction of the API, hacker attacks or other failure or malfunction.

43. The market price of a futures contract for a Digital Asset may not mirror the price of the relevant Digital Asset in the spot market.The price of a futures contract for a Digital Asset may also fluctuate significantly in response to movements in the price of the underlying Digital Asset, supply and demand, and other market factors.

44. In order to open and maintain a futures position, you will be required to provide collateral as margin.The use of leverage allows traders to provide a relatively small amount of margin for a position with significantly more market exposure.However, this use of leverage means that a relatively small change in the market price of the underlying Digital Asset could result in liquidation of a position and loss of assets.For example, a 1% decrease in the price of a Digital Asset underlying a 10x leveraged long futures contract is equal to a 10% loss in the long futures position.Conversely, a 1% increase in the price of a Digital Asset underlying a 10x leveraged short futures contract is equal to a 10% loss in the short futures position.

45. If the market moves against your futures position, you may be required to provide additional margin on short notice in order to maintain your futures positions, failing which your position may be liquidated.If you are subject to liquidation, you may sustain a total loss of all collateral that has been provided or otherwise made available to establish or maintain a position, including collateral provided to meet margin calls.Further, you may, in exceptional circumstances, be responsible and liable for any deficit resulting in your Gate Bahamas Account following liquidation of your positions.It is your responsibility to ensure that you have sufficient margin in your Gate Bahamas Account to maintain all open positions.

46. Perpetual futures products do not have a fixed term.You will be subject to funding rates for the duration of your positions in perpetual futures products.

47. Gate Bahamas may at its sole discretion determine to terminate the offering of futures.If you are required to close your futures positions, or your futures positions are forced closed, at a time when the market price of the underlying Digital Asset is not favorable, you may suffer losses as a result.Gate Bahamas will not be responsible for any losses resulting from such termination.

48. The placing of certain “stop-loss” orders, or “stop-limit” orders which are intended to limit losses to certain amounts may not always be effective because rapidly changing market conditions may make it impossible to execute such orders.Strategies using combinations of positions such as “spread” and “straddle” positions may be as risky as taking simply “long” or “short” positions.

Risk of Trading Options

49. Transactions in options carry a high degree of risk.You should familiarize yourself with the type of option (i.e.put or call) which you intend on trading and the associated risks.You should calculate the extent to which the value of the options must increase for your position to become profitable, taking into account the premium and all transaction costs.

50.“Writing” or “granting” an option involves considerably greater risk than purchasing options.The premium received is fixed, however you may sustain a loss well in excess of that premium amount.You may be liable for additional margin to maintain the position if the market moves unfavorably.You may also be exposed to the risk of the purchaser exercising the option and you may be obligated to settle the option.If the option is “covered” by holding a corresponding position in the underlying interest, the risk may be reduced.If the option is not covered, the risk of loss can be unlimited

Risk of Loan Services

51. Gate Bahamas may require you to provide collateral to support your obligations under certain loan services transactions.In particular, you could be asked to provide additional collateral if the market moves unfavorably during the term of a particular loan services transaction or if Gate Bahamas changes the collateral requirements at our discretion at any time.Such additional collateral may be substantial in poor market conditions and in other circumstances.

52. Gate Bahamas will use your collateral in respect of flexible rate loans to subscribe to flexible simple earn products on your behalf and such collateral will be treated in accordance with the terms of loan services and applicable earn products.Please refer to the Risk Disclosure Statement available here for a summary overview of some (but not all) of the risks that may result from subscribing Digital Assets to a simple earn product, including risks that may arise from the use of your simple earn assets by Gate Bahamas or Gate Bahamas affiliates for operating purposes.All collateral shall be held subject to Gate Bahamas’s general rights in respect of your Digital Assets as set out in the User Agreement and as afforded by applicable laws.

53. The risk of loss in financing a transaction by providing collateral is significant.You may sustain losses in excess of the collateral held with us.You may also sustain a total loss of the initial and any additional collateral that you held with us.

54. You should note that small price movements in the underlying market will have a multiplying effect on your corresponding gain or loss.Losses may even exceed the amount of collateral deposited by you and you will be liable to us for any shortfall between the collateral and the loss incurred and you may be called upon at short notice to provide additional Digital Assets.

55. Any failure to make up the shortfall within the time required by us may result in us liquidating your collateral and/or terminating your loan or loan services without your consent, applying the proceeds of such liquidation to the shortfall and claiming the balance (if any) from you.This could result in substantial costs and losses, which you will need to bear.Other consequences may also flow under these loan service terms.You should therefore carefully consider whether the loan or loan services is/are suitable in light of your own financial position and investment objectives.You must familiarize yourself with all the terms and conditions applicable to collateral and any loan and seek independent advice if needed.