User Agreement

Published on: 2026-03-06

Welcome to Gate Bahamas!

This User Agreement (the “Agreement” or “Terms”) is a binding contract between you (“you” or “user”) and Gate Global Limited (“Gate Bahamas,” “we,” or “us”), which governs your access to our website located at https://www.gate.com/en-bs (the “Site”), use of the services provided by Gate Bahamas described below and such other services that may be offered by Gate Bahamas from time to time (collectively, the “Services”).

By clicking on an “I Agree” button or checkbox presented with this Agreement, or, if earlier, by accessing or using any of the Services, you agree to be bound by this Agreement and any materials expressly incorporated herein, including the Prohibited Use Policy and the Trading Rules.

CLASS ACTION WAIVER AND MANDATORY ARBITRATION: SECTION 19 CONTAINS A WAIVER OF ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, AS WELL AS A MANDATORY ARBITRATION CLAUSE THAT GOVERNS RESOLUTION OF CERTAIN DISPUTES AND WAIVES YOUR RIGHT TO SUE IN COURT OR HAVE A TRIAL BY JURY. PLEASE READ SECTION 19 CAREFULLY.

RISK DISCLOSURE: BY ACCESSING OR USING ANY GATE BAHAMASSERVICES YOU ARE VOLUNTARILY CHOOSING TO ENGAGE IN SOPHISTICATED AND RISKY FINANCIAL TRANSACTIONS. YOU ARE FURTHER ACKNOWLEDGING THAT YOU ARE AWARE OF THE MANY RISKS ASSOCIATED WITH THE USE OF THESE SERVICES AND WITH ENGAGING IN TRANSACTIONS IN BLOCKCHAIN-BASED DIGITAL ASSETS INCLUDING BUT NOT LIMITED TO, RISKS OF FINANCIAL LOSS, TECHNOLOGY GLITCHES (INCLUDING BUT NOT LIMITED TO PROBLEMS WITH THE BLOCKCHAIN TECHNOLOGY), AND HACKING.GATE BAHAMAS WORKS HARD TO PROVIDE STATE-OF-THE-ART SYSTEMS AND SECURITY. NONETHELESS, CERTAIN ISSUES AND RISKS ARE UNAVOIDABLE, AND IF SUCH ISSUES OR PROBLEMS ARISE IN CONNECTION WITH YOUR USE OF GATE BAHAMAS'S SERVICES, INCLUDING TECHNICAL DIFFICULTIES WITH TRANSFERRING OR TRADING BLOCKCHAIN-BASED DIGITAL ASSETS, IT MAY TAKE DAYS, WEEKS, OR MONTHS TO RESOLVE, AND SOME ISSUES MAY NOT BE RESOLVED AT ALL. BY AGREEING TO THESE TERMS, YOU ACKNOWLEDGE THAT GATE BAHAMAS IS NOT RESPONSIBLE FOR THE AFOREMENTIONED RISKS, AND YOU VOLUNTARILY ASSUME AND ACCEPT SUCH RISKS IN DECIDING TO ENGAGE IN TRANSACTIONS ON THE GATE BAHAMAS PLATFORM.

1. Changes to these Terms

Any changes that we make to the Agreement will become effective and binding upon you and your use of the Services when we post the revised Agreement unless we notify you of a later effective date. If we make a change that reduces your rights or increases your responsibilities, we will provide you with prior notice of such a change, for instance, by sending you an email, providing notice through the Services, or updating the “Last Updated” date at the top of this Agreement. If you do not agree with the revised Terms, you may close your account.

2. Eligibility

In order to use our Services, you must create and maintain an account with us (“Gate Bahamas Account”). To create a Gate Bahamas Account, you must be an individual who is opening a Gate Bahamas Account on your own behalf or opening a Gate Bahamas Account on behalf of your institution.

2.1 Individual Users

If you are an individual that is opening a Gate Bahamas Account on your own behalf, you agree and represent that you (a) are a natural person who is at least eighteen (18) years old, (b) are a resident of the United States or one of its territories, (c) are not a Restricted Party as defined in Subsection 2.3 below, (d) are using the Services solely for your own benefit and not on behalf of, or for the benefit of, a third party, (e) do not currently have an account with us, and (f) have not previously been suspended or removed from using our Services.

2.2 Institutional Users

If you are opening a Gate Bahamas Account on behalf of an institution, you and the institution agree and represent that your institution: (a) is organized under the laws applicable to the organization, (b) is in good standing under the laws applicable to the organization, (c) is not a Restricted Party as defined in Subsection 2.3 below, (d) is only using the Services for its own benefit and not on behalf of, or for the benefit of, a third party, (e) does not currently have an account with us, and (f) has not previously been suspended or removed from using our Services.

Additionally, when open an account on behalf of an institution, you also represent that: (a) you are a natural person who is at least eighteen (18) years old, (b) you are not a Restricted Party as defined in Subsection 2.3 below, (c) you are using the Services solely on behalf of your institution, (d) your institution has authorized you to open an account with us and use our Services on its behalf, and (e) you have not previously been suspended or removed from using our Services.

2.3 Restricted Parties

You may not use the Services if:

1. You are located in, or a citizen or resident of, any state, country, territory, or region that is embargoed by the United States (e.g., Iran, Cuba, North Korea, Myanmar, Syria, the Crimea region of Ukraine, or the so-called Donetsk People’s Republic and Luhansk People’s Republic regions of Ukraine), or where your use of the Services would be illegal or otherwise violate any applicable law;

2. You are listed on an Office of Foreign Assets Control sanctioned parties list; or

3. You are listed on any sanctioned parties list applicable to licensees and registrants of the Securities Commission of The Bahamas including under the International Obligations (Economic and Ancillary Measures) Act;(each a “Restricted Party”).

3. Gate Bahamas Accounts

3.1 General Requirements

As part of the Gate Bahamas Account creation process, you will be required to provide certain information and documentation, including the information discussed in Subsection 3.2 below. We may also require you to provide information and documentation at other times, as well.

You represent and warrant that any information and documentation that you provide to us, whether as part of the Gate Bahamas Account creation process or otherwise, is complete and accurate. You further represent and warrant that you will promptly update any information that you have provided to us so that our records are complete and accurate at all times.

3.2 Identity Verification and Screening

We employ various measures to comply with our anti-money laundering obligations under the laws and regulations of the Commonwealth of The Bahamas and to otherwise prevent the misuse of our Services. For instance, Gate Bahamas may, at its discretion, require identity verification and utilize other screening procedures with respect to you or actual or attempted transactions associated with your Gate Bahamas Account.

These verification and screening procedures may include, without limitation, checking the information you provide against the Specially Designated Nationals and Blocked Persons list maintained by the U.S. Office of Foreign Assets Control, the U.S. Department of Commerce’s Denied Persons list, the Consolidated United Nations Security Council Sanction List and any similar list issued by any Bahamian governmental authority or any other governmental authority prohibiting or limiting business activities or transactions with any persons.

You may be required to provide Gate Bahamas with certain personal information, including, but not limited to, your name, state of residence, address, telephone number, email address, date of birth, taxpayer identification number or social security number (SSN), photograph of your government-issued ID or other photographic proof of your identity, information regarding your bank account, and source of funds.

You hereby authorize Gate Bahamas, directly or through a third party, to make any inquiries Gate Bahamas considers necessary to verify your identity and/or protect against the misuse of the Services, including but not limited to: (a) querying identity information contained in public reports (e.g., your name, address, past addresses, or date of birth); (b) querying account information associated with your linked bank account (e.g., name or account balance); and (c) taking action Gate Bahamas reasonably deems necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests. Gate Bahamas will have no liability or responsibility for any permanent or temporary inability to access or use any Services as a result of any identity verification or other screening procedures.

3.3 Securing Your Gate Bahamas Account

You acknowledge that your Gate Bahamas Account is personal to you, and that you will be the only person who uses it. You accept full responsibility for any activities that occur using your Gate Bahamas Account. You are responsible for maintaining adequate security and control of any and all IDs, passwords, hints, personal identification numbers (PINs), API keys, or any other codes that you use to access the Services. Any loss or compromise of the foregoing information and/or your personal information may result in unauthorized access to your Gate Bahamas Account by third parties and the loss or theft of any Digital Assets, fiat currency, or other funds that are held in your Gate Bahamas Account and any of your associated accounts, including any bank account or credit card that you linked to your Gate Bahamas Account. You are responsible for keeping your Gate Bahamas Account information up to date, including the information that allows you to receive any notices or alerts that we may send you.

We assume no responsibility for any loss that you may sustain due to a compromise of Gate Bahamas Account credentials due to no fault of ours or due to your failure to follow up or act on any notices or alerts that we provide or send to you.

If we suspect another person is using your Gate Bahamas Account, in our sole and absolute discretion, we reserve the right to terminate, suspend, or restrict your Gate Bahamas Account. We also reserve the right to require you to utilize additional measures to enhance the security of your Gate Bahamas Account, such as requiring you to use multi-factor authentication to access and/or use your Gate Bahamas Account.

3.4 Number of Accounts

Unless Gate Bahamas has provided prior, written approval, you are allowed only one Gate Bahamas Account.

4. Risk Disclosures

After opening a Gate Bahamas Account, our Services allow you to deposit, withdraw, purchase, sell, and trade certain blockchain-based digital assets (“Digital Assets”) that Gate Bahamas supports. These activities and the use of other Services provided by Gate Bahamas involves significant risks, and the potential for financial losses, including without limitation the following:

  • The features, functions, characteristics, operation, use, and other properties of any Digital Asset (“Digital Asset Properties”) and the software, networks, protocols, systems, and other technology (including, if applicable, any blockchain) (“Underlying Technology”) used to administer, create, issue, transfer, cancel, use, or transact any Digital Asset may be complex, technical, or difficult to understand or evaluate.
  • Any Digital Asset and its Underlying Technology may be vulnerable to hacking, cyberattack, or other attacks on the security, integrity, or operation of the Digital Assets or its Underlying Technology (“Attacks”), including Attacks using computing power sufficient to overwhelm the normal operation of a blockchain or other Underlying Technology.
  • Due to the nature of Digital Assets, there is an increased risk of fraud or Attacks, and your Digital Assets or the value of your Digital Assets may be irretrievably lost.
  • Any Digital Asset, Digital Asset Properties, or Underlying Technology may change or otherwise cease to operate as expected due to a change made to the Underlying Technology, a change made using features or functions built into the Underlying Technology or a change resulting from an Attack. These changes may include, without limitation, a “fork” or “rollback” of a Digital Asset or blockchain.
  • Any Digital Asset may be cancelled, lost, or double spent, or otherwise lose all or most of its value, due to forks, rollbacks, Attacks, changes to Digital Asset Properties, or failure of the Digital Asset to operate as intended.
  • Gate Bahamas may suspend or cease to support the transfer, storage, exchange, or trading of any Digital Asset at any time at Gate Bahamas’s discretion. Other exchanges and service providers may do the same.
  • Gate Bahamas may not support metacoins, colored coins or other Digital Assets, their related side chains or other Underlying Technology that are based on a fork, enhancement, or derivative of a different Digital Asset or Underlying Technology (“Derivative Protocols”) even if the Derivative Protocol is based on a Digital Asset that is supported by Gate Bahamas.
  • Gate Bahamas may suspend or reject your transaction requests or deposits to your Gate Bahamas Account, suspend or cease support for Digital Assets, or suspend or terminate your access to the Services to comply with applicable laws or regulations or an order from law enforcement or other governmental authority, for other reasons as specified in these Terms or otherwise at Gate Bahamas’s discretion.
  • You may be unable to withdraw Digital Assets prior to Gate Bahamas ceasing to support transfer of any such Digital Assets, or you may be unable to withdraw Digital Assets or fiat currency prior to Gate Bahamas terminating any Services or your access to your Gate Bahamas Account, resulting in the loss of any such Digital Assets or fiat currency remaining in your Gate Bahamas Account.
  • Any Digital Asset may decrease in value or lose all of its value due to various factors including the discovery of wrongful conduct, market manipulation, changes to Digital Asset Properties or perceived value of Digital Asset Properties, Attacks, suspension or cessation of support for a Digital Asset by Gate Bahamas or other exchanges or service providers, and other factors outside the control of Gate Bahamas.
  • Any Digital Asset may decrease in value or lose all of its value due to legislative or regulatory activity, or other government action.
  • Any Digital Asset may be lost if sent to the wrong address (for example but without limitation, if the address is improperly formatted, contains errors, or is intended to be used for a different type of Digital Asset).
  • You may be prevented from sending a transaction request, or your transaction request or email may not be received by Gate Bahamas or the Services, due to hardware, software, or services issues (including, without limitation, Internet and other network connectivity issues).
  • Your transaction request or email to Gate Bahamas or the Services may be lost, intercepted, or altered during transmission.
  • Unauthorized third parties may access or use your Gate Bahamas Account and affect transactions without your knowledge or authorization, whether by obtaining the password to your Gate Bahamas Account, obtaining control over another device or account used by you in connection with any enhanced security measures enabled for your Gate Bahamas Account, or by other methods.

The risks described in this Section 4 may result in loss of Digital Assets, decrease in or loss of all value for Digital Assets, inability to access or transfer Digital Assets, inability to trade or exchange Digital Assets, inability to receive financial benefits available to other Digital Asset holders, and other financial losses to you.

Gate Bahamas’s decision to support the transfer, storage, or trading of any particular Digital Asset through the Services does not indicate Gate Bahamas’s approval or disapproval of the Digital Asset or the integrity, security, or operation of the Digital Asset or its Underlying Technology. The risks associated with Digital Assets and transacting in Digital Assets apply notwithstanding Gate Bahamas’s decision to support a particular Digital Asset.Gate Bahamas does not provide trading advice, does not have any fiduciary duty to you or any other user, and does not make any warranty about the suitability of any Digital Asset for trading or ownership by you.

5. Your Information

As part of your use of our Services, you may provide certain information to us in connection with your access or use of our Services, or we may otherwise collect certain information about you when you access or use our Services.You agree to receive emails and other types of communication from us.

To understand how Gate Bahamas collects, uses, and shares information about you, please review our Privacy Policy (which is available at: https://www.gate.com/en-bs/legal/privacy-policy ).

6. Transactions

6.1 Initial Funding

In order to facilitate the exchange of Digital Assets on our Services, you must first transfer Digital Assets that are supported by the Services or fiat currencies that are supported by the Services to your Gate Bahamas Account.The Services associated with your Account include a wallet service provided by Gate Bahamas (“Wallet”). The Wallet will permit you to generate one or more addresses to which Digital Assets may be transferred from an account, wallet, or address not hosted or controlled by Gate Bahamas or a bank account at a financial institution (“External Account”). Gate Bahamas may require that you verify your control over an External Account or satisfy other verification or screening requirements prior to enabling transfers between the applicable External Account and your Wallet (any such External Account, an “Approved External Account”).

6.2 Legal Treatment of Digital Assets in Wallets

All Digital Assets held in your Wallet are custodial assets held by Gate Bahamas for your benefit. Title to Digital Assets held in your Wallet shall at all times remain with you and shall not transfer to Gate Bahamas. Digital Assets in your Wallets are not property of Gate Bahamas and are not intended by us to be subject to claims of Gate’s creditors.

As owner of the Digital Assets in your Wallet, you bear all risk of loss of such Digital Assets. Gate Bahamas shall have no liability for Wallet fluctuations or loss. None of the Digital Assets in your Wallet are the property of, or shall or may be loaned to, Gate Bahamas; Gate Bahamas does not represent or treat customer Digital Assets as belonging to Gate Bahamas. Except as required by law, or except as provided herein, Gate Bahamas will not sell, transfer, loan, hypothecate, or otherwise alienate Digital Assets in your Wallet unless instructed by you.

Gate Bahamas tracks Digital Assets and fiat currencies in your Wallet on internal ledgers maintained by Gate Bahamas. Gate Bahamas has no obligation to segregate your fiat currency in a separate bank account or to segregate any of your Digital Assets at a separate blockchain address from other users’ fiat currency or Digital Assets.

Your Digital Assets may be commingled at one or more blockchain addresses with Digital Assets owned by other users . For security and operational reasons, some transfers of Digital Assets by you may be reflected on Gate Bahamas’s internal ledgers only, without any transfer on the corresponding blockchain. Private keys to Digital Assets may be stored by Gate Bahamas offline or in electronic or physical vaults or other secure locations that may only be accessed in accordance with established security procedures, so any transfer of Gate Bahamas that will involve a transfer on the blockchain may be delayed.

Despite the foregoing, your fiat currency or Digital Assets will always be segregated from our own fiat currency or Digital Assets and all customer assets (both fiat and digital assets) will be clearly designated and easily identifiable.

6.3 Deposits

You may periodically at your discretion transfer to your Wallet any Digital Assets that are supported for transfer and storage using the Services. If you transfer to your Wallet any Digital Assets that are not supported by the Services, such Digital Assets may be permanently lost.

If you have submitted information to deposit Digital Assets into your Wallet, the deposit may remain pending until sufficient confirmations are completed by the applicable Digital Asset network. A deposit of Digital Assets is not complete while it is in this pending state. Gate Bahamas makes no representations, warranties, or guarantees that your deposit of Digital Assets will be confirmed by the applicable Digital Asset network. Gate Bahamas also makes no representations, warranties, or guarantees that a Digital Asset deposit will be confirmed by the applicable Digital Asset network in a specific, reasonable, or any other period of time.

You may also periodically at your discretion transfer fiat currencies that are supported by the Services from an Approved External Account to your Wallet.You will not be entitled to receive any interest or other fees on any fiat currency held in your Wallet or any Digital Assets held in your Wallet, even if Gate Bahamas receives interest or other fees from any third parties.

Third party services that provide the ability for you to transfer fiat currency to your Wallet are not provided by Gate Bahamas, nor are they considered services that are included within the Services. Gate Bahamas does not guarantee the access to, accuracy of, or reliability of any particular method or service that we accept for you to transfer fiat currency to your Wallet, even where we provide referral links to such third party services.

6.4 Withdrawals

You are required to retain in your Wallet a sufficient quantity of Digital Assets and/or fiat currency necessary to satisfy any open orders (and applicable Gate Bahamas fees). In addition, there may be limits on:

1. The amounts that you are able to withdraw on a daily or other periodic basis;

2. The amount or timing of withdrawals made shortly after deposits have been made; and

3. Other limits based on risk mitigation, fraud prevention, and other security protocols implemented by Gate Bahamas.

Gate Bahamas may also set, at its discretion, minimum withdrawal amounts for each withdrawal request. Any withdrawal request that is below the minimum withdrawal amount will not be processed by Gate Bahamas.

You may contact Gate Bahamas by email at dpo@gate.com in the event any of our limits cause inconvenience or hardship to explore alternative methods for mitigating a particular limit, although we do not guarantee the availability of alternatives.

Otherwise, you may periodically at your discretion withdraw Digital Assets by transferring Digital Assets from your Wallet to an address not controlled by Gate Bahamas (“External Address”), and you may withdraw fiat currency by transferring fiat currency from your Gate Bahamas Account to an Approved External Account. Gate Bahamas may require you to verify your control or association with an External Address to which you seek to transfer Digital Assets.

You authorize Gate Bahamas to use your Wallet to send to any External Address specified by you using the Services. Once you have submitted a Digital Asset withdrawal request, the withdrawal will be unconfirmed for a period of time. The withdrawal is pending sufficient confirmations by the applicable network on which you are withdrawing your Digital Assets. A withdrawal of Digital Assets is not complete while it is in this pending state.Gate Bahamas makes no representations, warranties, or guarantees that your withdrawal of Digital Assets will be confirmed by the applicable Digital Asset network. Gate Bahamas also makes no representations, warranties, or guarantees that a Digital Asset withdrawal will be confirmed in a specific, reasonable, or any other period of time. Additionally, due to the irreversible and non-revocable nature of blockchain transactions, Gate Bahamas is not able to reverse any transfers and will not have any responsibility or liability if you have instructed Gate Bahamas to send Digital Assets to an address that is incorrect, improperly formatted, erroneous, or intended for a different type of Digital Asset.

You also hereby authorize Gate Bahamas to use your Gate Bahamas Account to transfer fiat currency to any Approved External Account specified by you using the Services. Gate Bahamas is not able to reverse any transfers and will not have any responsibility or liability if you have instructed Gate Bahamas to send fiat currency to an External Account that is incorrect, improperly formatted, or erroneous.

6.5 Trades

A “Trade” is an exchange of Digital Assets, or an exchange of fiat currency for Digital Assets, in each case for which trading is supported on the Services between you and another user of the Services whereby you dispose of certain Digital Assets or fiat currency and acquire different Digital Assets or fiat currency. An “Order” is created when you enter an instruction to affect a Trade using the Services.

6.5.1 Order Confirmation

Before an Order is placed, the Services will generate and display a confirmation dialogue box summarizing the details of the proposed transaction, including type and amount of Digital Assets you are seeking to dispose, the type and amount of Digital Assets or fiat currency that you are willing to accept in exchange for the Digital Assets or fiat currency you are seeking to dispose, Gate Bahamas’s estimated fees if the entire Order were to be executed, and the total number and type of Digital Assets or the amount of fiat currency, as applicable, that will be transferred out of your Wallet if the entire Order were to be executed. Your Order will be placed upon confirmation of the Order summary via the Services. Notwithstanding the foregoing, you agree that the failure of the Services to provide such Order summary or confirmation shall not prejudice or invalidate any Order submitted by you or any Trade completed based on such Order.

6.5.2 Order Matching and Trade Execution

When you enter an Order, you authorize Gate Bahamas to execute a Trade on a spot basis for all or a portion of the number of Digital Assets or the amount of fiat currency specified in your Order in accordance with such Order.You agree to pay Gate Bahamas any applicable fees for Trades and authorize Gate Bahamas to deduct any such fees from your Wallet.

6.5.3 Cancellations

You may only cancel an Order initiated via the Services if such cancellation occurs before your Order has been matched with an Order from another user.Once your Order has been matched with an Order from another user, you may not change, withdraw, or cancel your authorization for Gate Bahamas to complete such Order. If any Order has been partially matched, you may cancel the unmatched portion of the Order unless and until the unmatched portion has been matched. Gate Bahamas reserves the right to refuse any cancellation request associated with a market Order after you have submitted such Order.

6.5.4 Insufficient Digital Assets or Fiat Currency

If you have an insufficient amount of Digital Assets or fiat currency in your Wallet to fulfill an Order, Gate Bahamas may cancel the entire Order or may fulfill a partial Order that can be covered by the Digital Assets or fiat currency in your Wallet (in each case after deducting any fees payable to Gate Bahamas in connection with the Trade).

6.6 Prohibited Transfers

You will not attempt or cause an inbound or outbound transfer of Digital Assets or fiat currency to or from Gate Bahamas where you have reason to know that any person or entity involved in the transfer—whether directly or indirectly—is a Restricted Party (as defined above), including but not limited to the following persons or entities (1) the originator of the transfer, (2) the recipient of the transfer, or (3) the Digital Asset exchange, hosted wallet service provider, bank, or other financial institution involved in the transfer.

7. General Service Terms

7.1 No Broker or Fiduciary Relationship

Gate Bahamas is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in your use of the Services.

Gate Bahamas does not provide investment, tax, or legal advice, and you are solely responsible for any transaction, investment, strategy, decision, or other act that you make when using the Services. Gate Bahamas may provide educational material or information related to the Services on our Site, our social media account, or other channel of communication. No communication or information provided to you by Gate Bahamas is intended as, or shall be considered or construed as, advice. Please refer to Section 4 for a summary of some of the risks you should consider when choosing whether to use our Services.

7.2 Fees; Debts

You agree to pay Gate Bahamas the fees described in the fee schedule (“Fee Schedule”), as periodically updated by Gate Bahamas at Gate Bahamas’s sole discretion, or as otherwise by imposed Gate Bahamas pursuant to these terms. The updated Fee Schedule will apply prospectively to any Trades or other transactions that take place following the effective date of such updated Fee Schedule. You authorize Gate Bahamas to remove Digital Assets or fiat currency from your Wallet for any applicable fees owed by you under these Terms.

If, for any reason, there remains outstanding debts that you owe to Gate Bahamas, we reserve the right to debit your Wallet accordingly and/or withhold amounts that you seek to transfer from your Gate Bahamas Account.

7.3 Conditions and Restrictions; Transaction Limits

Gate Bahamas may, at any time and in its sole discretion, delay, cancel, reject, or otherwise decline to process any actual or attempted Digital Asset deposit, withdrawal, Order, Trade, exchange, or other transaction or other transaction request submitted via the Services, and impose limits on the amounts of transactions that can be completed on a daily or other periodic basis, or impose any other conditions or restrictions upon your use of the Services, without prior notice.

For example, Gate Bahamas may: (a) limit the number of open Orders that you can establish via the Services; (b) restrict transaction requests from certain locations; or (c) restrict withdrawals or trading if there is a reasonable suspicion of fraud, diminished capacity, inappropriate or unlawful activity, or if Gate Bahamas receives reasonable notice that your ownership of some or all of the Digital Assets or fiat currency in your Gate Bahamas Account are in dispute; or (d) restrict withdrawals or trading in response to a subpoena, court order, or other lawful government directive.

Gate Bahamas reserves the right to change applicable limits as we deem necessary and in our sole discretion. If you wish to raise your limits beyond the posted amounts, you may submit a request to us at . We may require you to submit additional information about yourself or the institution on behalf of which you are acting. We may also require you to provide us with records, arrange a meeting with us, and any other requirement set forth in our internal compliance policies and procedures. Gate Bahamas reserves the right to charge you costs and fees associated with the additional information related to your request to increase your Gate Bahamas Account limits, provided that we notify you in advance of any such charges accruing. In our sole discretion, we may refuse to raise your limits, or we may lower your limits at a subsequent time even if you have provided us with all of the information that we requested.

7.4 Supported Digital Assets

Gate Bahamas’s Wallet is available only in connection with those Digital Assets that we support. Gate Bahamas retains the exclusive right to determine which Digital Assets are available through our Services for transfer, storage, trading, purchase, or sale.

Under no circumstances should you attempt to use the Services to store, send, request, or receive Digital Assets, in any form, that we do not support. Digital Assets sent to a wallet or wallet address that are not supported by Gate Bahamas may be lost. You should always verify that the wallet address to which you are sending Digital Assets is entered correctly prior to sending any Digital Assets from your Gate Bahamas Account. We do not assume any responsibility or liability in connection with any attempt to use the Services for Digital Assets that we do not support.

Unless required by law or law enforcement, Gate Bahamas will use commercially reasonable efforts to notify you of its decision to cease support of a Digital Asset. If Gate Bahamas ceases to support transfer or storage of a particular Digital Asset, Gate Bahamas will use commercially reasonable efforts to notify you at least thirty (30) days prior so as to afford you with an opportunity to transfer the affected Digital Asset from your Wallet to an External Address.

If you do not transfer the affected Digital Asset out of your Wallet prior to cessation of support for the Digital Asset by Gate Bahamas, the Digital Asset may be lost due to your inability to access, transfer, or otherwise control the Digital Asset. Similarly, any pending Orders or related transfers involving the affected Digital Asset will not be processed and will be deemed null and void once Gate Bahamas ceases to support a Digital Asset. You acknowledge Gate Bahamas will not be liable to you for any losses, unrealized gains, liability, damages, or expenses related to its decision to cease any support for any Digital Asset or your failure to transfer the affected Digital Asset out of your Wallet prior to cessation of support for the Digital Asset by Gate Bahamas.

7.5 Operation of Digital Asset Protocols

We do not own or control the underlying software protocols which govern the operation of the Digital Assets we support. In general, the underlying protocols are open source; and anyone can use, copy, modify, and distribute them. By using the Services, you acknowledge and agree that we are not responsible for operation of the underlying protocols and that we make no guarantee of their functionality, security, or availability; and the underlying protocols are subject to sudden changes in operating rules (a/k/a “forks”), and that such forks may materially affect the value, function, and/or even the name of the Digital Assets you store using your Gate Bahamas Account and the Services.In the event of a fork, you agree that we may temporarily suspend our operations (with or without advance notice to you) and that we may, in our sole discretion, decide whether to support (or cease supporting) either branch of a forked protocol entirely. You acknowledge and agree that we do not assume any responsibility whatsoever with respect to an unsupported branch of a forked protocol.

7.6 Derivative Protocols

Unless specifically announced on our Site or through some other official public statement of ours, we do not support Derivative Protocols as defined in Section 4 above. Do not use your Gate Bahamas Account to attempt to receive, request, send, store, or engage in any other type of transaction involving a Derivative Protocol. Our Services are not configured to detect Derivative Protocol transactions and we assume absolutely no responsibility whatsoever with respect to unsupported Derivative Protocols.

7.7 Reversals and Cancellations

You cannot cancel, reverse, or change any transaction marked as complete or pending. If your payment is not successful or if your payment method has insufficient funds, you authorize Gate Bahamas, in its sole discretion, either to cancel the transaction or to debit another one of your payment methods, including your Gate Bahamas Account balances or linked accounts, in any amount necessary to complete the transaction. Gate Bahamas reserves the right to refuse to process, or to cancel or reverse, any purchases or sale of Digital Assets in its sole discretion, even after funds have been debited from your account(s).

7.8 Unauthorized, Suspicious, and Incorrect Transactions

You are solely responsible for your Gate Bahamas Account and access thereto. We assume no responsibility or liability for any loss that you may sustain due to suspicious, unauthorized, or incorrect transactions that are due to no fault of ours. We encourage you to regularly review all transaction activity on a regular basis.

If you believe your Gate Bahamas Account has suspicious activity or unauthorized activity, contact us immediately at: dpo@gate.com.

7.9 Use of Third-Party Payment Processors

Gate Bahamas may use a third-party payment processor to process any fiat currency transactions between you and Gate Bahamas, including but not limited to transactions related to your use of the Digital Asset exchange, or deposits or withdrawals from your Wallet.

7.10 Taxes

It is your sole responsibility to determine whether, and to what extent, any taxes apply to any transactions you conduct through the Services, and to withhold, collect, report, and remit the correct amounts of taxes to the appropriate tax authorities. Your transaction history is available through your Gate Bahamas Account. You understand that Gate Bahamas will report your Gate Bahamas Account transaction activity or other activity associated with your use of the Services to the applicable tax authority or other governmental authority, to the extent that reporting is required by applicable law or valid legal order. No communication or information provided to you by Gate Bahamas is intended as, or shall be considered or construed as, legal or tax advice.

7.11 Unclaimed Property

In certain circumstances, Gate Bahamas may have an obligation to report any Digital Assets in your Wallet or any fiat currency in your Gate Bahamas Account to the applicable governmental entity as unclaimed property, such as after your Gate Bahamas Account has been inactive for a period of time specified under the relevant laws and regulations of The Bahamas) or where Gate Bahamas ceases providing Services. If this occurs, Gate Bahamas will attempt to contact you at the address shown in our records. If Gate Bahamas is unable to get in touch with you, we may be required to deliver any funds that are maintained in your Wallet to the applicable state or jurisdiction as unclaimed property. Gate Bahamas reserves the right to deduct a dormancy fee or other administrative charges from such unclaimed funds, as permitted by applicable law. The applicable governmental entity may require Gate Bahamas to liquidate any Digital Assets in your Gate Bahamas Account into fiat currency and turn over the resulting fiat currency to the governmental entity. You agree that Gate Bahamas will not have any responsibility or liability for any losses, unrealized gains, damages, expenses, or other harm that you may incur in connection with Gate Bahamas turning over Digital Assets or fiat currency to the applicable governmental entity or Gate Bahamas’s liquidation of your Digital Assets.

8. Prohibited Use

In connection with your use of the Services, you agree and represent that you will not engage in any Prohibited Business or Prohibited Use within our Prohibited Use Policy and abide by our Trading Rules as those policies may be amended by us from time-to-time in our sole discretion. Both the Prohibited Use Policy and the Trading Rules are incorporated herein by reference.

We reserve the right to cancel and/or suspend your Gate Bahamas Account and/or block transactions or freeze funds immediately and without notice if we determine, in our sole discretion, that your Gate Bahamas Account is associated with a use or business that is prohibited.

9. Changes; Suspension; Termination

9.1 Changes to Services

Gate Bahamas may, at its discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, all or any portion of any Services.

9.2 Suspension or Termination of Services

Gate Bahamas may, at its discretion and without liability to you, with or without prior notice and at any time, temporarily suspend or permanently terminate your access to all or a portion of any Services.

If we suspend, close, or terminate your use of the Services, for any reason, we may provide you with notice of our actions unless a court order or other legal directive prohibits us from providing you with such notice. You acknowledge that our decision to take certain actions, including limiting access to, suspending, or closing your Gate Bahamas Account, may be based on our confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of our risk management and security procedures to you. Unless it is otherwise prohibited under applicable law, you will have the opportunity to transfer your Digital Assets or fiat currency from your Wallet.

9.3 No Liability

Gate Bahamas will not be liable for any losses suffered by you resulting from any modification of any Services or from any suspension or termination of your access to all or a portion of any Services (whether pursuant to this Section 9 or for any other reason). You acknowledge that Digital Asset valuations and exchange rates may fluctuate during any period during which Services have been suspended and that Gate Bahamas will have no liability for any such fluctuations. You also acknowledge that in the event of permanent suspension or termination of Services, the Digital Assets and fiat currency associated with your Gate Bahamas Account may be lost due to your inability to access, transfer, or otherwise control the Digital Assets and fiat currency and that Gate Bahamas will have no liability for any such losses.

9.4 Effect of Termination

In the event of discontinuation of all Services or other termination of your right to access all Services: (a) all amounts payable by you to Gate Bahamas will immediately become due; (b) Gate Bahamas may delete or deactivate your Gate Bahamas Account and all related information and files in such account without liability to you; and (c) Gate Bahamas may cancel any open Orders or other transaction requests that are pending at the time of discontinuation or termination. In the event of discontinuation or termination of all Services or discontinuation or termination of transfer or storage Services for all or some Digital Assets, Gate Bahamas will use commercially reasonable efforts, unless prohibited in order to comply with applicable laws or regulations or by order of law enforcement or other governmental authority, to provide you with a period of 30 days to remove the affected Digital Assets or fiat currency from your Wallet. Any Digital Assets or fiat currency not removed within any applicable time period may be permanently lost and not recoverable by you.

10. Proprietary Rights

10.1 Gate Bahamas Materials

The Services, Site, and all technology, content, data, and other materials used, displayed, provided, or received by you in connection with the Services or Site (collectively, “Gate Bahamas Materials”) together with all intellectual property rights in any of the foregoing are, as between you and Gate Bahamas, owned by Gate Bahamas.

10.2 Limitations On Use of Gate Bahamas Materials

You may use the Gate Bahamas Materials solely as authorized by Gate Bahamas in connection with your use of the Services for as long as Gate Bahamas permits you to continue to access the Services. Without limiting the foregoing: you will not (a) resell, lease, lend, share, distribute, or otherwise permit any third party to use the Site, Services, or Gate Bahamas Materials or use the Site, Services, or Gate Bahamas Materials in any service bureau environment; (b) modify or create derivative works of the Site, Services, or Gate Bahamas Materials, or any portion thereof, or any data or information received by you in connection therewith; (c) frame, display, or incorporate the Site, Services, or Gate Bahamas Materials in any website or any other work of authorship; (d) decompile, disassemble, reverse engineer, or attempt to discover the source code of the Site, Services, or Gate Bahamas Materials; (e) use the Site, Services, or Gate Bahamas Materials to design, develop, or create any competing product or service; or (f) otherwise use the Site, Services, or Gate Bahamas Materials for any commercial or noncommercial purpose other than their intended purposes determined at Gate Bahamas’s discretion. “Gate Bahamas,” any product or service names, logos, and other marks used on the Site or Gate Bahamas Materials, or otherwise in connection with the Services, are trademarks owned by Gate Bahamas or its licensors. You may not copy, imitate, or use them without Gate Bahamas’s prior written consent.

10.3 Feedback

Gate Bahamas will own any feedback, suggestions, ideas, or other information or materials regarding Gate Bahamas that you provide, whether by email, posting through the Services, or otherwise (“Feedback”). You hereby assign to Gate Bahamas all right, title, and interest to Feedback together with all associated intellectual property rights. You will not be entitled to, and hereby waive any claim for, acknowledgment or compensation based on any Feedback or any modifications made based on any Feedback.

11. Site Content

Although we intend to provide accurate and timely information, the Services may not always be entirely accurate, complete, or current, and may also include technical inaccuracies or typographical errors. In an effort to continue to provide you with as complete and accurate information as possible, information may be changed or updated from time to time without notice, including without limitation information regarding our policies, agreements, products, and Services. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Site are your sole responsibility and we shall have no liability for such decisions.

In using the Services, you may view content provided by third parties (“ThirdParty Content”). Gate Bahamas does not control, endorse, or adopt any ThirdParty Content and shall have no responsibility for Third‑Party Content, including without limitation material that may be misleading, incomplete, erroneous, offensive, indecent, or otherwise objectionable. In addition, your business dealings or correspondence with such third parties are solely between you and the third parties. Gate Bahamas is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings, and you understand that your use of Third-Party Content, and your interactions with third parties, is at your own risk.

12. Third-Party Applications

If, to the extent permitted by Gate Bahamas, you grant express permission to a third party to access or connect to your Gate Bahamas Account, either through the third party’s product or service or through Gate Bahamas’s Services, you acknowledge that granting permission to a third party to take specific actions on your behalf does not relieve you of any of your responsibilities under these Terms. You are fully responsible for all acts or omissions of any third party with access to your Gate Bahamas Account.Further, you acknowledge and agree that you will not hold Gate Bahamas responsible for, and will indemnify Gate Bahamas from, any liability arising out of or related to any act or omission of any third party with access to your Gate Bahamas Account.

13. Promotions

Gate Bahamas may make available special offers or conduct promotions for qualifying users. Subject to applicable laws, Gate Bahamas, or the issuer of a Digital Asset subject to an offer or promotion, may establish qualifying criteria to participate in any special promotions at its sole discretion. Gate Bahamas may revoke any special offer at any time and for any reason without advance notice to you. Gate Bahamas is under no obligation to make available special offers to all Gate Bahamas users. Gate Bahamas makes no recommendation and does not provide any advice about the value or utility of a Digital Asset that is part of a promotion.

14. Independent Contractor

Gate Bahamas is an independent contractor for all intents and purposes.Nothing in this Agreement shall be deemed or is intended to be deemed, nor shall it cause, you and Gate Bahamas to be treated as partners, joint venturers, or otherwise as joint associates for profit, or that either you or Gate Bahamas are in any type of agency relationship with each other.

15. Survivorship

For security reasons, if we receive legal documentation confirming your death or other information leading us to believe you have died, we will freeze your Gate Bahamas Account, during which time no transactions may be completed unless and until (a) your designated representative has opened a new Gate Bahamas Account, as further described below, and the entirety of your Gate Bahamas Account has been transferred to the new Account; or (b) we have received proof in a form satisfactory to us that you have not died.

If we have reason to believe you may have died but we do not have proof of your death in a form satisfactory to us, you authorize us to make inquiries, whether directly or through third parties, that we consider necessary to ascertain whether you have died. Upon receipt by us of proof satisfactory to us that you have died, the valid representative will be required to open a new Gate Bahamas Account.

If you have not designated a representative, then we reserve the right to (a) treat as your representative any person entitled to inherit your Gate Bahamas Account, as determined by us upon receipt and review of the documentation we, in our sole and absolute discretion, deem necessary or appropriate, including (but not limited to) a will, a living trust, or a small estate affidavit, or (b) require an order designating a representative from a court having competent jurisdiction over your estate. In the event we determine, in our sole and absolute discretion, that there is uncertainty regarding the validity of the representative designation, we reserve the right to require an order resolving such issue from a court of competent jurisdiction before taking any action relating to your Gate Bahamas Account.

16. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, THE SITE, THE SERVICES, THE Gate Bahamas MATERIALS AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF Gate Bahamas ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND Gate Bahamas EXPRESSLY DISCLAIMS, AND YOU WAIVE, ANY AND ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE IN TRADE.WITHOUT LIMITING THE FOREGOING, Gate Bahamas DOES NOT REPRESENT OR WARRANT THAT THE SITE, THE SERVICES, OR Gate Bahamas MATERIALS ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

YOU ACKNOWLEDGE THAT YOUR USER DATA MAY BECOME IRRETRIEVABLY LOST OR CORRUPTED OR TEMPORARILY UNAVAILABLE DUE TO A VARIETY OF CAUSES, INCLUDING SOFTWARE FAILURES, VIRUSES OR OTHER HARMFUL MATERIALS, PROTOCOL CHANGES BY THIRD-PARTY PROVIDERS, INTERNET OUTAGES, FORCE MAJEURE EVENTS OR OTHER DISASTERS, SCHEDULED OR UNSCHEDULED MAINTENANCE, OR OTHER CAUSES EITHER WITHIN OR OUTSIDE OUR CONTROL. YOU ARE SOLELY RESPONSIBLE FOR BACKING UP AND MAINTAINING DUPLICATE COPIES OF ANY INFORMATION YOU STORE OR TRANSFER THROUGH OUR SERVICES.

THE DISCLAIMER OF IMPLIED WARRANTIES CONTAINED HEREIN MAY NOT APPLY IF AND TO THE EXTENT IT IS PROHIBITED BY APPLICABLE LAW OF THE JURISDICTION IN WHICH YOU RESIDE.

17. Indemnification

You will indemnify, hold harmless and, upon written request of Gate Bahamas, defend Gate Bahamas, its affiliates, and their respective shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers, and contractors (collectively, “Indemnified Parties”) from any claim, demand, lawsuit, action, proceeding, investigation, liability, damage, penalty, loss, cost, or expense (including without limitation reasonable attorneys’ fees and court costs) arising directly or indirectly out of or in connection with (a) access or use of any Services by you; (b) any Feedback or User Content provided by you; (c) breach of any provision of these Terms by you; or (d) violation of any applicable law or the rights of any other person or entity by you. For purposes of subclauses (a) through (d) of the preceding sentence, “you” includes you, any third party acting on your behalf, and any third party using your Gate Bahamas Account (whether authorized or unauthorized by you). If you are obligated to indemnify any Indemnified Party, Gate Bahamas (or, at Gate Bahamas’s discretion, the applicable Indemnified Party) will have the right, in its sole discretion, to control any action or proceeding and to determine whether Gate Bahamas wishes to settle, and if so, on what terms.

18. Limitation of Liability; Disclaimer of Damages

IN NO EVENT SHALL Gate Bahamas, ITS AFFILIATES AND SERVICE PROVIDERS, OR ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES, OR REPRESENTATIVES, BE LIABLE FOR: (A) THE AMOUNT OF THE FEES PAID BY YOU TO Gate Bahamas UNDER THIS AGREEMENT IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY; OR (B) ANY LOST PROFITS OR INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR SIMILAR DAMAGES OR LIABILITIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA, INFORMATION, REVENUE, PROFITS OR OTHER BUSINESS OR FINANCIAL BENEFIT) ARISING OUT OF OR IN CONNECTION WITH THE SITE, THE SERVICES, THE Gate Bahamas MATERIALS, ANY PERFORMANCE OR NON-PERFORMANCE OF THE SERVICES, OR ANY OTHER PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF Gate Bahamas, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY (INCLUDING, FOR AVOIDANCE OF DOUBT, ANY NEGLIGENCE OF GATE US), EVEN IF Gate Bahamas HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

19. Dispute Resolution; Waiver of Class Action; Mandatory Arbitration

Please read the following section carefully because it waives any right to participate in any class action or other representative action or proceeding. Unless you opt out of arbitration by following the instructions set forth below, this section also requires you to arbitrate certain disputes and limits the manner in which you can seek relief, including by precluding you from suing in court or having a jury trial.

19.1 Waiver of Class Actions and Right to Jury Trial

TO THE EXTENT PERMISSIBLE BY LAW, ANY CLAIMS, CONTROVERSY OR DISPUTE ARISING OUT OF OR RELATED TO THIS AGREEMENT, YOUR Gate Bahamas ACCOUNT OR ANY PRODUCTS OR SERVICES PROVIDED IN CONNECTION WITH YOUR Gate Bahamas ACCOUNT (“DISPUTE”) MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING (COLLECTIVELY “CLASS ACTION WAIVER”). THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS OR ENGAGE IN ANY ARBITRATION ON BEHALF OF A CLASS. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU ARE WAIVING THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION.

19.2 Arbitration of Disputes

With only limited exceptions as described in Section 19.3 below, all Disputes between you and Gate Bahamas must be resolved by binding arbitration and not in a court of general jurisdiction.

Any dispute, claim, controversy, or action arising out of or relating to these Terms, or to the existence, breach, termination, enforcement, interpretation, validity, or enforceability of these Terms, shall be finally resolved by binding arbitration. The seat of arbitration shall be the Commonwealth of The Bahamas (“The Bahamas”).

Any arbitration-related court proceedings, including actions to compel arbitration or to confirm, modify, or enforce an arbitral award, shall be brought exclusively in the courts of The Bahamas.

19.2.1 Notice of Dispute

If you have a Dispute with Gate Bahamas including but not limited to, disputes regarding issues of arbitrability, the validity, scope, and enforceability of these Terms, his or her jurisdiction, as well as any gateway, threshold, or any other challenges to these Terms, including claims that this Terms is unconscionable, you agree to first contact Gate Bahamas’s customer support and attempt to resolve the claim informally by sending a written notice of your claim (“Notice”) to Gate Bahamas at . The Notice must (i) include your name, residence address, email address, and telephone number; (ii) describe the nature and basis of the Dispute; and (iii) set forth the specific relief sought. Any notice by Gate Bahamas to you will be similar in form to that described above. If you and Gate Bahamas cannot reach an agreement to resolve the Dispute within forty-five (45) days of receiving such Notice, either party may submit the Dispute to binding arbitration as provided herein.

19.2.2 Arbitrator Selection and Rules

Arbitration shall be conducted in accordance with the UNCITRAL Arbitration Rules then in effect, unless the parties mutually agree to a different set of rules in writing. The arbitration shall be administered by an appointing authority located in the Commonwealth of The Bahamas.

The arbitration shall be presided over by a single arbitrator. The parties shall attempt to agree on the arbitrator within thirty (30) days after a party submits a request for arbitration. If the parties are unable to reach agreement within that period, the arbitrator shall be appointed by the designated appointing authority in accordance with the UNCITRAL Arbitration Rules.

The seat of arbitration shall be the Commonwealth of The Bahamas, and the procedural law governing the arbitration shall be the law of The Bahamas. The language of arbitration shall be English.

The arbitrator shall have the authority to resolve all issues necessary to the resolution of the Dispute, including but not limited to issues relating to the existence, validity, scope, enforceability, or interpretation of these Terms, as well as any threshold or gateway challenges. The arbitrator’s award shall be final and binding on both parties and may be confirmed, enforced, or entered as a judgment in any court of competent jurisdiction.

19.2.3 Scope and Authority

As limited by the applicable laws of The Bahamas including the Arbitration Act , the arbitrator will have exclusive authority to make all procedural and substantive decisions regarding any dispute, including the power to determine the question of arbitrability and resolve any dispute about whether a claim or action is excepted from arbitration pursuant to Subsection 19.3 below, and to grant any remedy and award any relief that would be available in court for the claims presented in arbitration. The arbitrator may only conduct an individual arbitration and may not consolidate more than one individual’s claims, preside over any type of class or representative proceeding, or preside over any proceeding involving more than one individual. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. The arbitrator is bound by this provision.

19.2.4 Hearings and Location

Whether to hold a hearing, the type of hearing (telephonic or in person), and a party’s right to request a hearing where the applicable Rules otherwise call for resolution of the Dispute solely on the basis of documents submitted by the parties will all be determined in accordance with the applicable Rules.Unless otherwise ordered by an arbitrator or required by the applicable Rules, all in-person arbitration hearings will be held in The Bahamas , or another mutually agreeable location, and in the English language.

19.2.5 Confidentiality

The arbitration may allow for the discovery or exchange of non-privileged information relevant to the Dispute. The arbitrator, Gate Bahamas, and you will maintain the confidentiality of any arbitration proceedings, judgments, and awards, including information gathered, prepared, and presented for purposes of the arbitration or related to the Dispute therein. The arbitrator will have the authority to make appropriate rulings to safeguard confidentiality unless the law provides to the contrary. The duty of confidentiality does not apply to the extent that disclosure is necessary to prepare for or conduct the arbitration hearing on the merits, in connection with a court application for a preliminary remedy, or in connection with a judicial challenge to an arbitration award or its enforcement, or to the extent that disclosure is otherwise required by law or judicial decision.

19.2.6 Time Bar

To the extent permitted by law, any Dispute must be filed within one year after the relevant claim arose; otherwise, the Dispute is permanently barred, which means that you and Gate Bahamas will not have the right to assert the claim.

19.2.7 Opt-Out

You have the right to opt out of binding arbitration within 30 days of the date you first accepted these Terms by emailing your decision to opt out to Gate Bahamas at dpo@gate.com. In order to be effective, the opt-out notice must include your full name and address and clearly indicate your intent to opt out of binding arbitration. By opting out of binding arbitration, you are agreeing to resolve Disputes in accordance with Section 20. The class action waiver in Section 19.1 above 19.1 will apply notwithstanding your arbitration opt out.

19.3 Excepted Claims

Notwithstanding Section 19.2 above, there is no requirement to arbitrate, and you and Gate Bahamas may bring an action seeking only an interim or injunction for alleged breach of confidentiality obligations or for alleged infringement or misappropriation of intellectual property in any court having jurisdiction, provided that, in each case, the action is brought as an individual action and not on a class or representative basis.

19.4 Severability

If any portion of this Section 19 is found to be unenforceable or unlawful for any reason, (a) the unenforceable or unlawful provision shall be severed from these Terms; (b) severance of the unenforceable or unlawful provision shall have no impact whatsoever on the remainder of this Section 19 or the parties’ ability to compel arbitration of any remaining claims on an individual basis pursuant to this Section 19; and (c) to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration, and the parties agree that litigation of those claims shall be stayed pending the outcome of any individual claims in arbitration. Further, if any part of this Section 19 is found to prohibit an individual claim seeking public injunctive relief, that provision will have no effect to the extent such relief is allowed to be sought outside of arbitration, and the remainder of this Section 19 will be enforceable.

20. Governing Law

The interpretation and enforcement of these Terms, and any dispute related to these Terms or the Services, will be governed by, and construed and enforced in accordance with, the laws of The Commonwealth of The Bahamas, without regard to conflict of law rules or principles (whether of The Bahamas or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. You agree that Gate Bahamas may initiate a proceeding related to the enforcement or validity of Gate Bahamas’s intellectual property rights in any court having jurisdiction. With respect to any other proceeding that is not subject to arbitration under these Terms, the federal and state courts located in Laramie County, Wyoming will have exclusive jurisdiction. You waive any objection to venue in any such courts.

21. Service of Process

Gate Bahamas requires that all legal documents, which includes subpoenas, complaints, and small claims, be served on our registered agent for service of process. By accepting service of a legal document, Gate Bahamas does not waive any objections to such legal document that Gate Bahamas may have and raise in response to such document, including insufficient service of process.

If you are serving a legal document upon one of our registered agents, please note that the registered agent will not accept service of such legal document unless the recipient of the legal document matches Gate Bahamas’s registered name, Gate Global Limited. .

22. Remedies

If you violate any of these Terms, Gate Bahamas may, as it determines reasonably necessary to remedy or mitigate your violation, delete all or part of such information transmitted by you, suspend or cancel your Gate Bahamas Account, or confiscate fiat funds and/or Digital Assets owned by you without any prior notice to you. Gate Bahamas shall in no event be responsible or liable for any damage incurred by the user as a result of an action taken by Gate Bahamas pursuant to this paragraph. Any right or remedy of Gate Bahamas set forth in these Terms is in addition to, and not in lieu of, any other right or remedy whether described in these Terms, under statute, at law, or in equity.

23. Miscellaneous Terms

23.1 Entire Agreement; Order of Precedence

This Terms and each and every term or condition that is applicable to you, including those incorporated by reference herein, comprise the entire understanding and agreement between you and Gate Bahamas as to the subject matter hereof, and supersede any and all prior discussions, agreements, and understandings of any kind (including without limitation any prior versions of these Terms) between and among you and Gate Bahamas.Section headings in the Terms are for convenience only and shall not govern the meaning or interpretation of any provision of the Terms.

In the event of any conflict between these Terms and any other agreement you may have with Gate Bahamas, these Terms will control unless the other agreement specifically identifies these Terms and declares that the other agreement supersedes these Terms.

23.2 Assignment

The Terms, and any other document, material, or information referenced herein is particular to you and any attempt that you make to assign, novate, or transfer your rights, interests, liabilities, and/or obligations is null and void, unless you have received Gate Bahamas’s prior written consent.Gate Bahamas reserves the right to assign our rights without restriction, including without limitation to any Gate Bahamas affiliates or subsidiaries, or to any successor in interest of any business associated with the Services.Subject to the foregoing, the Terms will bind and inure to the benefit of the parties and their successors and permitted assigns.

23.3 Non-Waiver of Rights

Gate Bahamas’s failure or delay in exercising any right, power, or privilege under these Terms shall not operate as a waiver thereof.

23.4 Severability

If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation, or any governmental Regulator or agency , such provision shall be interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law, and the validity or enforceability of any other provision of the Terms shall not be affected.

23.5 Change of Control

In the event that Gate Bahamas is acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information, fiat funds, and Digital Assets we have collected from you as part of such merger, acquisition, sale, or other change of control.

23.6 Survival

All provisions of this Agreement, which by their nature extend beyond the expiration or termination of this Agreement, shall survive the termination of your access to the Services. Such provisions include, but are not limited to, the terms of Sections 2.3, 3.3 and 4 through 23.

23.7 Headings

Headings of sections are for convenience only and shall not be used to limit or construe such sections.

23.8 Force Majeure

Gate Bahamas shall not be liable for delays, failure in performance, or interruption of Services that result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to any delay or failure due to any act of God, disease, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications, Internet, or network provider services, failure of equipment and/or software, or any other catastrophe or occurrence that is beyond our reasonable control. No such cause or condition shall affect the validity and enforceability of any remaining provisions of these Terms.

Prohibited Use Policy

Prohibited Uses

You may not use your Gate Bahamas Account to engage in the following categories of activity (“Prohibited Uses”). The specific types of use listed below are representative, but not exhaustive.

  • Unlawful Activity. Activity which would violate, or assist in violation of, any law, statute, ordinance, or regulation, sanctions programs administered in the countries where Gate Bahamas conducts business, including but not limited to the U.S. Department of Treasury’s Office of Foreign Assets Control (“OFAC”), or which would involve proceeds of any unlawful activity; publish, distribute, or disseminate any unlawful material or information.
  • Abusive Activity. Actions which impose an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information; transmit or upload any material to the Site that contains viruses, trojan horses, worms, or any other harmful or deleterious programs; attempt to gain unauthorized access to the Site, other Gate Bahamas Accounts, computer systems or networks connected to the Site, through password mining or any other means; use Gate Bahamas Account information of another party to access or use the Site.
  • Abuse of Other Users. Interfere with another individual’s or entity’s access to or use of any Services; defame, abuse, extort, harass, stalk, threaten, or otherwise violate or infringe the legal rights (such as, but not limited to, rights of privacy, publicity and intellectual property) of others; incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; harvest or otherwise collect information from the Site about others, including without limitation email addresses, without proper consent.
  • Fraud. Activity which operates to defraud Gate Bahamas, Gate Bahamas users, or any other person; provide any false, inaccurate, or misleading information to Gate Bahamas.
  • Gambling. Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance.
  • Intellectual Property Infringement. Engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under the law, including but not limited to sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; use of Gate Bahamas’s intellectual property, name, or logo, including use of Gate Bahamas’s trade or service marks, without express consent of Gate Bahamas or in a manner that otherwise harms Gate Bahamas or the Gate Bahamas brand; any action that implies an untrue endorsement by or affiliation with Gate Bahamas.
  • Prohibited Market Manipulation Activities. You may not use your Gate Bahamas Account to engage in any activity that constitutes market manipulation or otherwise undermines fair and orderly trading. The specific types of conduct listed below are representative, but not exhaustive:
    • Market Manipulation Activities. Activities that have, or may potentially have, an adverse impact on market integrity, our reputation, and/or other users’ legitimate rights. These include spoofing, layering, wash trading, large-scale dumping, coordinated sell-offs, or any manipulative trading practices intended to artificially depress or inflate market prices, mislead other users, or disrupt normal market order.
    • Improper or Unethical Trading Activities. Any illicit, deceptive, improper, unfair, or unethical trading behaviours, including conduct designed to distort market conditions, create artificial price movements, or otherwise interfere with fair and orderly trading.
    • Multiple-Account Abuse. Opening or using multiple accounts—by you or by related persons or entities - for the purpose of engaging in, facilitating, or participating in manipulative or abusive trading practices.
    • Conduct Adversely Affecting Digital Asset Prices. Any activity that may cause the prices of relevant Digital Assets to become artificially inflated or deflated, or otherwise adversely affect the market.
    • Actions Triggering Protective Measures. Any activity that results in Gate Bahamas detecting, noticing, or reasonably suspecting manipulative or abusive trading activity. In such cases, Gate Bahamas may, in its sole and absolute discretion, take actions it deems appropriate, including issuing warnings, cancelling trading eligibility, restricting trading, cancelling or reversing trades, escrowing earnings derived from such activities, suspending access to the Services, freezing or setting off losses or damages against assets held in your account, or any related accounts, or suspending or permanently closing all relevant accounts.
    • Activities Requiring Market-Integrity Safeguards. Any conduct that may require Gate Bahamas to adopt measures to mitigate adverse market impact, including temporarily suspending trading of affected digital assets or restricting withdrawal of relevant proceeds, where such actions are reasonably necessary to maintain market integrity.

You agree to fully cooperate with Gate Bahamas in any investigation relating to suspected prohibited activities, including providing information, documents, transaction records, or explanations upon request. Gate Bahamas may, at its sole and absolute discretion, refuse, suspend, or terminate your access to the Services whenever we determine that such action is necessary to protect market integrity, comply with applicable laws, or mitigate operational or reputational risks, and any such action may take immediate effect without prior notice. Gate Bahamas does not accept or assume any liability arising from these circumstances and reserves all rights, including pursuing all available legal and equitable remedies to hold you and any related persons or entities accountable. .

Prohibited Businesses

In addition to the Prohibited Uses described above, certain categories of businesses, business practices, and sale items are barred from the Services (“Prohibited Businesses”). The specific types of use listed below are representative, but not exhaustive. By opening a Gate Bahamas Account, you confirm that you will not use the Services in connection with any of following businesses, activities, practices, or items:

  • Investment and Credit Services. Securities brokers; mortgage consulting or debt reduction services; credit counseling or repair; real estate opportunities; investment schemes.
  • Restricted Financial Services. Check cashing, bail bonds; collections agencies.
  • Intellectual Property or Proprietary Rights Infringement. Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder.
  • Counterfeit or Unauthorized Goods. Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported or which are stolen.
  • Regulated Products and Services. Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online prescription or pharmaceutical services; age restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a state-by-state basis.
  • Drugs and Drug Paraphernalia. Sale of narcotics, controlled substances, and any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs.
  • Pseudo-Pharmaceuticals. Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body.
  • Substances Mimicking Illegal Drugs. Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom).
  • Adult Content and Services. Pornography and other obscene materials (including literature, imagery, and other media); sites offering any sexually related services such as prostitution, escorts, pay-per view, adult live chat features.
  • Multi-level Marketing Schemes and Referral Marketing Programs.
  • Unfair, Predatory, or Deceptive Practices. Investment opportunities or other services that promise high rewards; sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory toward consumers.
  • High-Risk Businesses. Any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies.

Conditional Use

Express written consent and approval from Gate Bahamas must be obtained prior to using the Services for the following categories of business and/or use (“Conditional Uses”). Consent may be requested by contacting us at .

Gate Bahamas may also require you to agree to additional conditions, make supplemental representations and warranties, complete enhanced onboarding procedures, and operate subject to restrictions if you use the Services in connection with any of following businesses, activities, or practices:

  • Money Services Businesses. Money transmitters, digital currency transmitters or custodians; currency or digital currency exchanges or dealers; gift cards; prepaid cards; sale of in-game currency unless the merchant is the operator of the virtual world; act as a payment intermediary or aggregator or otherwise resell any of the Services.
  • Charities. Acceptance of donations for nonprofit enterprise.
  • Games of Skill. Games which are not defined as gambling under this Acceptable Use Agreement, or by law, but which require an entry fee and award a prize.
  • Religious/Spiritual Organizations. Operation of a for-profit religious or spiritual organization.

Electronic Communications Policy

This policy describes how Gate Bahamas delivers Communications to you electronically. We may amend this policy at any time by providing the revised notice on the Gate Bahamas Site. The revised policy is effective on the day that we post it on the Gate Bahamas Site. If there a material change is made, we will provide you with prior notice.

Electronic Delivery of Communications

You agree and consent to receive electronically all communications, agreements, documents, notices, and disclosures (collectively, “Communications”) that we provide in connection with your Gate Bahamas Account and your use of the Services. Communications include:

  • Terms of use and policies you agree to (e.g., this Agreement and Privacy Policy), including updates to these agreements or policies;
  • Account details, history, transaction receipts, confirmations, and any other account or transaction information;
  • Legal, regulatory, and tax disclosures or statements we may be required to make available to you; and
  • Responses to claims or customer support inquiries filed in connection with your account.

You agree that Gate Bahamas may provide these Communications to you by posting them on the Site, emailing them to you at the primary email address listed in your Gate Bahamas account, communicating to you via instant chat, and/or through other electronic communication such as text message or mobile push notification.

Hardware and Software Requirements

In order to access and retain electronic Communications, you will need the following computer hardware and software:

  • A device with an Internet connection;
  • A current web browser that includes 128-bit encryption (e.g., Internet Explorer version 9.0 and above, Firefox version 3.6 and above, Chrome version 31.0 and above, or Safari 7.0 and above) with cookies enabled;
  • A valid email address (your primary email address on file with Gate Bahamas); and
  • Sufficient storage space to save past Communications or an installed printer to print them.

How to Withdraw Your Consent

You may withdraw your consent to receive Communications electronically by contacting us at . If you fail to provide or if you withdraw your consent to receive Communications electronically, Gate Bahamas reserves the right to immediately close your Gate Bahamas account or charge you additional fees for paper copies.

Updating your Information

It is your responsibility to provide us with a true, accurate, and complete email address and your contact information, and to keep such information up to date.You understand and agree that if Gate Bahamas sends you an electronic Communication, but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Gate Bahamas will be deemed to have provided the Communication to you.

You may update your information by logging into your account and visiting settings or by contacting our support team at dpo@gate.com.